Based on the fact that the ad said this boat was used for fishing at Neah Bay two weeks each year and given that I've only seen one CD-29 out there, I'm certain I've seen this boat and met the owner. The boat looked well cared for and the owner seemed like a decent guy. The boat looks a lot better in the water than on a trailer - it looks a little pudgy on the trailer but no so on the water (as opposed to me - I look pudgier in the water and a little pudgy on shore too).
As for $20k in fishing gear, I can tell you that it's pretty easy to spend that much and it's also easy to spend a lot less. One of my favorite sayings is "When I die, I fear that my wife will sell my fishing gear for what I told her I paid for it".