The nearly 20-y-old carburated Honda 90 offers little justification for replacement other than it is old and I worry about it. If I don't replace it, it may outlast me. Same with my 23-y-old Honda generator, the one that was too heavy to steal (my only complaint about Honda generators).
I think this is a "problem" that many of us have. I felt that way when I had the 90 hp with carbs, for more charging and without the problem of having the drain the carbs each time I was not using the engine in a few weeks.
Now with the 13 year old 150, I would love to have 200 hp on the 25...but no way. Fortunately the 150 puts out in the 44 amp range, so 30 amps to the batteries is fine. The 17 amps "available" may be taken by electronics or bait tanks etc. We find that an average days run restores the LiFePO4 batteries to close to full charge (Victron. meter) We run the freezer and refrigerator, plus induction burner off the Li bank, There remains a lead acid group 27 house battery, which runs the electronic, lights, fans etc. This is charged via a conventional VSR.
My goal is to keep all batteries charged, using any or a combinations of the four charging sources. I thought the whole point of using an appropriate DC to DC charger was to ensure that the LiFePO4 battery bank was charged properly (i.e. no overcharging, proper algorithm, etc.)
Yes, you are correct. However, from mains power, I used a battery charger profiled for lead acid batteries, and turn off the DC to DC charger. I use a second battery charger which is profiled for the Li battery bank. In my case that is an 80 amp charger off the Victron Multiplus inverter charger.
What you are doing is putting all charging thru the battery, which will be limited in output by the DC to DC charger (if you have a 90 hp Honda, this is 18 amps) and runs some risk of over charging and the shortening the life of the start battery. One of the major advantages of the LI battery is quick charge, as Rob pointed out.
When you are cruising, the start battery should be kept pretty well up to full charge state by the outboard charger. When not in use, it should have minimal self discharge, being an AGM battery.
Depending on how big the solar panels are, the MPPT controller will give much more charge than the DC to DC charger can handle.
I may ask why are you considering LiFePO4 batteries? I have gone back thru your photos and some of your threads. Nothing left me convinced that your boat was a good candidate for Li battery. Also what amount of solar power, and why? If most of your boating is in the PNW, solar power is not as good as lets say, Lake Powell. What are the big draws of power going to be?
I am using the Li for several reasons--first I want a light weight high capacity bank for an all electric galley (Microwave and induction cooking), second I have the fairly high draw of a freezer and refrigerator (chest types). This bank is separate from the flooded lead acid which were adequate for prior owners, who used propane cooking. Also, I had been following Li technology for over 15 years in RV and more recently in boats, so I wanted to experiment with it, and see if it is worth while recommending. (Both boats and RV's). I did not put Li in my RV. We rarely doonbock, and we have a 200 amp alternator and diesel generator, with propane refrigerator and cooking. (does have a microwave and air conditioning, which we run the generator for.)