Welcome aboard. There is a boat such as you describe in WA state for $65,000. That is a decent price. A new one will cost pretty close to $100,000 with trailer, taxes and electronics. Of course one can always bargin on the price--but don't expect much in the way of a drop. On the other hand, there are a few Tom Cats which are faster, and do better in the chop--for a little bit more.
There are some advantages to the 2006 boats--and that is the double fill on the fuel tank, and location of holding/water tanks (if I remember correctly).
It is very possible that you will have to travel to buy a C Dory. I bought my 25 in New Jersey, and my 22 in New Mexico. (Home is in Florida, those boats were both kept on the West Coast of the US).
Don't be locked in on the Honda Engine--a Suzuki is just as good--maybe better, because you can swing a bigger prop. Be sure that the boat has trim tabs, and also put a Permatrim on the ventillation plate of the engine. This allows putting the bow down if dealing with chop. But Roger had given a good description of what to expect in performance.
Creeks?--maybe a 22 would be better in that it is lighter and easier to launch (not really a problem for a 25, but does require a bit more water and bigger trailer). For creeks I use a Kayak....
Check the moisture in the transom--but be sure the boat has been out of the water for some time, and no bottom paint or metal near the moisture meter. There were some of the 2003 (2002 and 2004?) boats which had some problems--probably the worse you can see in my album. But I bought a boat with known defects on a previous survey, at the "right price" and repaired it properly, so it was a better boat than when built. The boats are simple, easy to work on and easy to modify if you wish.