My main thing here is not so much the money involved in having a pro do it, but the hassle of getting the boat to them to work on. The Honda dealer on this side of the border is somewhat a jerk who I don't like to deal with if I don't have to. Across the river in Canada, there is a very professional Honda dealer, but it's somewhat of a hassle taking the boat over there for service, as in running the gauntlet of border security agents, etc., etc., etc.
So this is typical me. I look at the shop manuals for the Hondas and my palms start sweating when I see these exploded parts diagrams with more than three parts per page. Yesterday I said there was no way I'd attempt this myself. Well, then I went on the IBoats forum (a great site if you need help) and looked up Honda valve adjustment. And sure enough, someone had already asked a question about adjusting valves on a BF50 which I think is virtually the same engine as a BF40. And the guy that responded gave a step-by-step how-to-do-it procedure. With that in hand, I went back to my diagrams, identified the key parts (no, you don't really need to take everything apart!!!!!!) and now I'm sure I can do it. All I need is to buy a torque wrench. To quote from an old Pink Panther movie, "You can do it, monsieur!"