While I really like the thought of "health, wealth, and happiness" that gets tossed about, we all know that life is going to happen. This past summer, I had a first mate who liked to say...
"Yesterday is history, tomorrow is a mystery, today is a gift. That's why we call it the present." (apparently a Lil Wayne quote)
Make the most of the gift of this new year.
Best wishes,
Jim B.