If could completely clean the bottom every week, or maybe two, the bottom paint would not be necessary. However, as a practical nature, I would definately install bottom paint. I agree with Capt. Patrick, that you would best be served by putting on epoxy barrier coats before the bottom paint. Generally the best way to apply the epoxy barrier, is to dewax the bottom of the boat (tape off the intended waterline--at least 2-3" above the current waterline). Use a dewaxing solvent from the auto paint store. The mold wax has to be removed from the gelcoat on the bottom. Then lightly scratch the bottom of the boat to have some "tooth" for the epoxy to adhere to. Materials like InterProtect 2000 is a good epoxy--you want 10 mils--4 to 5 coats will do. Cost:About $100 a gallon. 185 sq feet per gallon/coat.
Finally the bottom paint--for the best fresh and salt water combined, I would go with one of the Mrcron products: probably the CSC. These are ablative paints, and will leach/polish as you run, avoiding having to do any bottom cleaning (hopefully). I like to put on 3 coats--first and 3rd coats a different color than the second coat--that way you know both when you get full coverage when painting, and when the outer coat has worn off. Cost: $220 to $250 a gallon; 440 sq feet a gallon. The cheapest paints are about $100 a gallon--but considering the work and prep invovled, I would go with the best paint.
I do my boats on the trainler, applying the epoxy/ paint with rollers. The
Boat can be blocked and the trailer moved foreward, and then back and forth. The option is to do it at a ship yard, and mover the jack stands--Either way you will need good jacks and very good supports.