Boy, this sure is a seemingly "mysterious" subject, kinda like batteries were a "black box"- we know what they do, but guessing about how they do it exactly and agreeing on how to treat them depends upon whose theory you subscribe to and what makes you comfortable in dealing with them.
Ordinarily, the more complicated something becomes, the more fun it is, and the more I like it, but this is like discussing religion and hoping for final universal agreement among all the world's peoples and the Great Merging into ONENESS!
So it just makes sense to me to figure out about how much battery capacity you need, then double it, put it in the boat and make a determined effort to keep it charged. After all, there are all kinds of indications in your starting motor, lights, and electronics performance, etc., to tell you to charge them suckers, no?
Then if you carry a back up starter pack and a generator, you have a lot of insurance right there. Personally, I'd rather have a generator than another fancy calculating ammeter device.
This may not be a workable plan for a transoceanic crossing vessel, but on my CD-22 four simple 115 AH deep cycle lead-acid batteries haven't ever come close to not being able to start the motor, even after 4-5 hours of use of an electric trolling motor for fishing (on the troll). All four batteries are usually connected in parallel, another simplifying step, although switches can separate them.
Call me simple, but this to me is the KISS Principle in action w/o delving into the World of MetaPhysical Electrochemical Cosmology.
And all this from a retired science teacher, booooooo!!!
Your Bud,
Simple Joe.