Not to turn this into any kind of a debate... I am in favor of some sort of mandatory education requirement for boaters. At least basic safety knowledge and an introduction to Rules of the Road. An intro class with the US Power Squadron or the CG Aux will give you that and encourage you to continue through the classes to learn more about navigation, coastal cruising, etc, etc. Common sense should tell one that it is necessary to know "who goes where" in an environment where there are no roads. Anyone who has spent any minimal time on the water is fully aware that there are plenty of people out there who don't have a clue. That should not deter folks from getting a decent education.
For Tom, you can log time on your own boat (you do keep a log, don't you?). Ken and David have given sound advice... those who have been through the licensing process know that there are lots of steps to go through, and the time is just one. You will also need references, go through a background check (including being fingerprinted), have a current physical, drug screen, CPR and first aid card, and pass the multi-part written test. You can take a course or you can self study. The nice thing about the approved courses is the fact that you don't have to go to a Regional Exam Center (our nearest is in Houston, about 400 miles away). You will have to go there though to be fingerprinted and submit your documents (passport, birth certificate, Social Security card, etc). From the time you pass the test, you have one year to get your paperwork submitted.
Historically, it seems that there are people who take the course, but don't follow up on getting the rest of the requirements done (thus, no license). When I got my Master License, there was a guy taking the course who had no sea time. 730 days are required for that license. I asked the guy why he was taking the course, since there was NO WAY he could get the required time in one year to complete the paperwork. I think he was convinced that passing the test made him a captain - certainly not true.
Once you have the license, most employers will require you to demonstrate practical knowledge. Many insurance companies will require a certain amount of days "in type" to insure you through an employer.
The TWIC card will be required at some point (keeps getting pushed back) and is already necessary in many ports.
If you want an OUPV to do fishing charters, keep in mind that there are some requirements for your boat (# and type of PFDs, etc) and some states also require you to have a Guide License.
Kudos to those who want to pursue education to make them better and safer boaters, whether it is a USCG license or a certificate from the USPS or USCG Aux.
Best wishes,
Captain Jim B (not to be confused with the cartoon Captain Jim :wink: )