Scary as its impossible predict its behavior.
Absolutely. One incident, my Cal 46 (57 foot Aluminum mast will full lightning protection had just been sold, but still at our dock. I was in S. Florida shopping for a trawler) A lightning bolt, hit the power boat about 60 feet away, traveled thru its VHF antenna, and did moderate damage to that 44 foot trawler. A "lobe" came thru the water, and the only damage was to the diodes on the regulator of the engine alternator. (This caused the battery charger to be pouring 50 amps DC into the ground system of the boat, and destroyed most of the bonded thru hulls, the rudder post, prop, and shaft, in about 2 weeks). That lightning did not hit the 57 foot aluminum mast, my ham antenna, was about 70 feet from the boat, and was about 18 feet higher than the sailboat mast--and fully grounded. So, no protection from the high ham antenna, no "bleeding off" of the charge by the dissipator, on the top of the sailboat mast, (properly grounded to a several sq foot piece of copper on the keel of the boat.) but hit a small VHF antenna, and then traveled thru the water to cause damage!
Another incident--I was with a friend on a 38 foot trawler, a storm came up. He poo pooed my suggestion we get below and anchor. His "solution" was to get about 10 feet behind a sailboat under way, thinking that the sailboat mast would protect him…..well, the sailboat took a direct hit, with serious damage, and a lobe jumped to the boat I was on's Bimini frame, and then arced to my shoulder about 6" away.
We were in a harbor in the old Yugoslavia. We had the tallest mast--about 20 other boats anchored there. I had chains into the water from each chain plate, and the bob stay fitting had part of the SS weldment in the water. We had "Saint Elmo's Fire in the rigging", but no direct strike. Only damage was a couple of diodes in the wind instruments. Several other boats in the harbor had direct strikes. There were over 100 strikes in an hour within a mile or so radius.
This is why I strongly agree with Chris!