I went back and forth about a dinghy, with my 22. The majority of my boating is on fresh water lakes and rivers. As I hope to get to Alaska next summer, I started thinking more of survival if anything were to happen to my 22. Realizing chances are slim of anything happening, I started looking at where I've been and where I'm going. To be honest, in a lot of years boating, I can probably count on my hand's how many times I really wish I would have had a dinghy. Thinking about how nice it would be to have a "taxi" to land when we anchor out, but also about having access to really shallow and back channels and other areas where one really wouldn't want a motor, I finally settled on a Kayak. I don't do any long distance runs from my boat. And with the idea of Kayaks, my wife wanted her own, as opposed to a tandem. I ended up with a Hobbie Pedal inflatable Kayak, and my wife ended up with a whitewater capable Inflatable Kayak. (That was due more to our size, than the idea of Kayaking in whitewater!) So far, I've been very happy with my selection. We also have some local rivers and streams where I can take the Kayaks, that our boat wouldn't be able to go. Back to the original question. I lived with out a dinghy for quite a few years. Where I boat, I usually can beach the boat, or find a dock. I don't travel with pets that need an occasional run to shore. And other than the need for more exercise and the enjoyment of peddling or paddling a Kayak, the C-Dory can get into a lot of places larger boats can't. Having the Kayaks or Dinghy isn't a need, but rather a want. Colby