Gene&Mary; You'll find that the radios are much alike as far as functionality goes as long as you get the bells and whistles you want.
I'd definitely go for a radio with Digital Selective Calling which usually includes the link with your GPS and the ability to transmit an emergency signal that includes your boat info and location to both the USCG and anyone with a similarly equipped radio, think it uses CH 70.
The 8' antenna has a lot more gain and as long as you put it on a "lay down" type mount which you'll probably want anyway to clear obstructions while trailering or going under low bridges, makes little mechanical difference. If you're on the fringes of coverage, it'll mean the difference between being heard and not heard.
Any combination antenna is a compromise. I'd look at the gain specifications for the VHF performance and if it's the same or close with the non-combo ones, go for it. Believe they probably come with dual feedlines which would preclude a splitter or a separate antenna for your FM receiver. Since you're not transmitting on FM, the matching characteristics on those frequencies are relatively unimiportant.
I've had all types of radios (brands) and it's much personal preference and price (look for a sale). Many of them have the innards made by the same folks (invariably offshore) so it makes little difference. Some have a loud hailer built in so you can scare the hexx

out of the dockmaster. One piece of caution, never use a loudhailer while the first mate is on the bow trying to launch or retrieve the anchor. :smilep It makes for a testy cruise....
I've got a Uniden on Captain's Choice, a nice, compact little radio. They (almost) all run 25W on high power and have a low power (1W) position which is where you should run it unless you need the juice. There's lots of other little goodies like a mike that can change channels, radios that can scan all channels for action, or weather alert features, etc, etc. There's lots of good info on the net about usage, what the channels are for, etc. Print this one out and laminate it unless one comes with your radio.
http://wireless.fcc.gov/marine/vhfchanl.html
Good luck
Charlie
K4KBA