Ray -
It looks like the URL you are using for your pic insert is the one from the address bar at the top of IE? It's a long sucker, and probably too long to use between the image tags. Try this next time: Get the photo you want to insert on the screen, right click it and choose Properties, and then copy the URL from the property box. It will be a shorter one. Stick it between the image tags with no quotes or spaces, and then click Preview to check it before submitting the message. About the only thing that can go haywire doing it that way is that you miss copying some of the URL out of the property box because sometimes it doesn't all show on the screen. I find it is easiest to put the cursor on it and double-click. Then the whole thing gets lit up.