Flapbreaakaer-
Those inserts for the plastic head that holds the pilot drill do look a little "toothy", but they generally work out ok. When the saw section first contacts the fiberglass, it will "grab" a bit at first, so a steady hand and tight grip on the drill will help, as will a layer or two of masking tape to ease the entry and prevent some very small chipping.
They do make single sized hole saws where each circle size is a heavy steel metal bell shaped piece with slightly smaller teeth that are somewhat more suitable for drilling in harder subtances, and as such would have less chance to chatter, but you can do it with the ones pictured. The heavier ones don't dull as fast, however, if you have several holes to drill.
Be sure to provide for catching the fiberglass dust on both sides of the bulkhead wall, as it is nasty, itchy stuff that doesn't always vacuum up cooperatively, and a PITA in the cushions and carpets.
As for getting "lubricated" properly to "calm" one's neves and "enjoy" "shooting" holes, a half a bottle of Jack Daniels and a Roto-Zip saw will allow you to get really creative with the cutout shape and size. You can always claim your were also looking to "ventilate" the v-berth a bit. Bottoms up, engage tool, all ahead emergency speed!!!
The first hole's the hardest!
Joe.