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Volant
Joined: 18 Nov 2018
Posts: 11
City/Region: Tallahassee
State or Province: FL
C-Dory Year: 2008
C-Dory Model: 25 Cruiser
Vessel Name: Just Enough
Photos: Just Enough
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 Posted: Sat Sep 17, 2022 7:07 pm Post subject: C-dory resale values |
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My boat insurer (Geico) unilaterally reduced my insured value by 10% and at the same time increased my premium by 28%. (I've never filed any claims.) Setting premiums is their business , but the boat value is not solely their discretion. I would like to collect some recent sales or for-sale data on 25' Cruisers. I know there are some listings currently on the Home Page, but I am looking for more data. Is there a different location with more historical data on sold or for-sale C-dorys? Just FYI - my boat is a 2008 with all the typical accessories: radar, chart plotter, AC, 2000 watt inverter, full camper enclosure,twin honda 90s with less than 800 hours, etc. etc. Trailer and boat were previously valued at $67,800. Geico just reduced to $61,000.
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Just Enough |
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thataway
Joined: 02 Nov 2003
Posts: 20803
City/Region: Pensacola
State or Province: FL
C-Dory Year: 2007
C-Dory Model: 25 Cruiser
Vessel Name: thataway
Photos: Thataway
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| Posted: Sat Sep 17, 2022 7:13 pm Post subject: |
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You definitely want an "Agreed Value" insurance policy. There are so few C Dorys of any kind sold on the open market that BUC or Blue book is probably non existent-=especially for a 2008 boat.
Most of the 25's sell for their asking price or very close to it. Your $67,800 is a good place for it to be. But none of this will reduce your premium unfortunately. That is partly due to inflation and partly due to losses incurred by other boaters. (Not C Dory owners.).
If you don't have an agent working for you--I suggest that you get one.
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Bob Austin
Thataway
Thataway (Ex Seaweed) 2007 25 C Dory May 2018 to Oct. 2021
Thisaway 2006 22' CDory November 2011 to May 2018
Caracal 18 140 Suzuki 2007 to present
Thataway TomCat 255 150 Suzukis June 2006 thru August 2011
C Pelican; 1992, 22 Cruiser, 2002 thru 2006
Frequent Sea; 2003 C D 25, 2007 thru 2009
KA6PKB
Home port: Pensacola FL |
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Foggy
Joined: 01 Aug 2013
Posts: 1519
City/Region: Traverse City; Northern Lake Michigan
State or Province: MI
C-Dory Year: 2014
C-Dory Model: 26 Venture
Vessel Name: Boatless in Boating Paradise
Photos: W B Nod
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| Posted: Sun Sep 18, 2022 2:13 pm Post subject: |
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Here are numbers that may be of interest to you.
I sold my 2014 C Dory 26 Venture w/twin Honda 90s for $75K in 2018.
If you want description of its particulars, as sold, PM me.
Aye.
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"I don't want any cake" - said no one ever.
If someone tells you they don't eat cake, unfriend them. You don't need that kind of negativity in your life. |
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TyBoo
Joined: 23 Oct 2003
Posts: 5313
City/Region: Warrenton
State or Province: OR
C-Dory Year: 1996
C-Dory Model: 25 Cruise Ship
Vessel Name: TyBoo
Photos: TyBoo
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| Posted: Sun Sep 18, 2022 3:29 pm Post subject: |
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Have you looked over our MarketPlace Reference forum? It lists most of the ads for sold boats going back to 2003, I think.
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TyBoo Mike
Sold: 1996 25' Cruise Ship
Sold: 1987 22' Cruiser |
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Gavin17
Joined: 12 Jul 2022
Posts: 17
City/Region: Indianapolis
Vessel Name: Looking for a C-Dory
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| Posted: Thu Sep 29, 2022 9:09 am Post subject: |
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| thataway wrote: | You definitely want an "Agreed Value" insurance policy. There are so few C Dorys of any kind sold on the open market that BUC or Blue book is probably non existent-=especially for a 2008 boat.
Most of the 25's sell for their asking price or very close to it. Your $67,800 is a good place for it to be. But none of this will reduce your premium unfortunately. That is partly due to inflation and partly due to losses incurred by other boaters. (Not C Dory owners.).
If you don't have an agent working for you--I suggest that you get one. |
I agree that an agreed value is the best way to go with most boats. Don't forget the trailer, the used market for trailers is virtually non existent so you'd have to order a new replacement in the case of a total trailer loss. I even considered raising my agreed value last year when boat prices spiked but didn't only because I rounded up significantly the first time. |
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