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DaveS
Joined: 01 Nov 2003
Posts: 3204
City/Region: Arlington
State or Province: WA
C-Dory Year: 2004
C-Dory Model: 22 Cruiser
Vessel Name: Sea Shift
Photos: Sea Shift
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 Posted: Sat May 20, 2006 11:24 am Post subject: |
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| Hoop wrote: | DaveS,
What are the small print provisions are of your Progressive Insurance "Emergency Watercraft Towing and Labor"? Is it applicable when you run out of gas, for instance, or is it only applicable if your boat suffers damage such as being hit by another boat or submerged object?
Hoop |
Hoop, here is the "wording" from the policy......"we will reimburse you for towing and labor costs, and delivery costs for parts and supplies, incurred by you as a result of the disablement of a covered watercraft while afloat, provided that:
1. the labor is performed at the place of disablement; and
2. the disablement does not occur where the covered watercraft is usually kept.
We will not reimburse you for the cost of the parts and supplies. A deductible does not apply to this coverage."
Given the above information, I'd venture to say that running out of gas would be considered disablement and therefore they would cover the cost to deliver fuel to you, but you'd pay for the actual fuel. (I ain't no attorney..  ...and I don't intend to run out of fuel to "test" the "wording" of the policy....but given the situation, I'm sure I'd try).
(I would expect, if somehow my fuel tank got "holed" and I lost fuel as a result, that it would be covered).
P.S. Hoop, I sent you a PM.
_________________
Dave S.
"Sea Shift"
C-Brat #16 |
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Hoop
Joined: 19 Nov 2005
Posts: 45
City/Region: Friday Harbor, WA
State or Province: WA
C-Dory Year: 2004
Vessel Name: Sea Spaniel
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| Posted: Sun May 21, 2006 1:32 am Post subject: |
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Dave,
Thanks for the insight to the wording. Sounds like a good deal.
Hoop
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Hoop - Friday Harbor, WA |
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jengiz
Joined: 18 May 2006
Posts: 4
City/Region: oakland
State or Province: CA
C-Dory Year: 2006
C-Dory Model: 16 Cruiser
Vessel Name: Naughtycal Nurse
Photos: Naughtycal Nurse
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| Posted: Tue May 23, 2006 1:35 am Post subject: |
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| Thanks for bringing up this issue (Vessel Assist) I brought up as a new member. Also those who let in on the anchor issue. I didn't know about the insurance possibility. I have a Hartford policy but haven't seen the policy yet. I'm not sure I'm gonna go for any level of it yet. But I know I have to get a radio first. |
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C-Hawk
Joined: 02 Nov 2003
Posts: 2150
City/Region: Carpinteria / Channel Islands
State or Province: CA
C-Dory Year: 2008
C-Dory Model: 22 Cruiser
Vessel Name: C-Hawk
Photos: C-Hawk
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| Posted: Tue May 23, 2006 10:22 am Post subject: |
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I also have the BoatUS/Vessel Assist unlimited gold coverage with trailer assist. I have the higher coverage due to boating in the Channel Islands and fishing out beyond the 35 miles of the lesser coverage
Haven't had to use it, hope I never do.
_________________
Roger
2002- CD22- "Fishtales" returned to factory 2008
2008- CD22- "C-Hawk" Sold
KJ6VVB
A Brat I am, At sea I be
God is Great, Beer is Good.... and People are Crazy |
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DaveS
Joined: 01 Nov 2003
Posts: 3204
City/Region: Arlington
State or Province: WA
C-Dory Year: 2004
C-Dory Model: 22 Cruiser
Vessel Name: Sea Shift
Photos: Sea Shift
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| Posted: Wed May 24, 2006 1:25 am Post subject: |
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| Fishtales wrote: | | I also have the BoatUS/Vessel Assist unlimited gold coverage with trailer assist. |
I don't have the trailer assist with Boat US, but I do have the RV Tow 100 miles with AAA and have used it once. (What would have cost me $500. cost me only an additional $27. when I added it on one week before the trip that I needed the assistance on). |
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